Refinancing? A mortgage is not a taxable document in Pennsylvania, so a refinance owes no transfer tax at all. Inheriting, or buying from a spouse, parent, child, grandparent or sibling? Those transfers are exempt.
Transfer tax on this sale
$0
Pennsylvania$0
Local share$0
Your side of it$0
Half each is the custom, not the law. The agreement of sale decides it, and both parties are jointly and severally liable — meaning if one side does not pay, the county can look to the other.
Two per cent of a price is a real number
On the median Montgomery County house it is thousands of dollars, due on settlement day, and assistance programs exist that can cover part of it for eligible buyers. A licensed lender can tell you in one call whether any of them fit.
(610) 735-7774